If you meet these requirements, you might be an excellent candidate for student loan refinancing and consolidation!If you don’t think you meet the requirements, don’t worry – as you can apply with a cosigner to increase your chances of getting approved for a better student loan.Longer terms will typically result in lower monthly payments but at a higher interest rate.
The average amount borrowers have saved by refinancing with this lender.
Unless indicated otherwise, values shown are over the lifetime of the loan.
Finding the right bank to refinance or consolidate your student loans is confusing.
Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.
Learn more A "soft" credit check allows a lender to check the applicant's credit and provide the applicant with an estimated interest rate without affecting their credit score.
This is unlike a "hard" credit check, which may impact an applicant's credit.
Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later.
Learn more A fixed-rate student loan guarantees a single interest rate that does not change over the lifetime of the loan.
The rates and terms listed on our website are estimates and are subject to change at any time.
Please do your homework and let us know if you have any questions or concerns.
If approved for this benefit, the lender will put the borrower's loans into forbearance, suspending their monthly loan payments.